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Protect yourself: Multi-factor authentication Protect yourself: Multi-factor authentication Multi-factor authentication (MFA) is when you use two or more different types of actions to verify your…

Navigating market volatility Navigating market volatility Financial markets have been erratic lately, understandably causing some concern for those of us with super and investments. While…

Economic update May 2025 Economic update May 2025 Global Global markets whipsawed following the “Liberation Day” tariff announcements on April 2, and subsequent developments throughout…

The absurdity and calamity of US tariff policies The absurdity and calamity of US tariff policies US tariffs are poorly designed, badly implemented and are…

Seven secret financial habits of wealthy Australians Seven secret financial habits of wealthy Australians  Ever wondered how the wealthy manage their money and what they…

Cost of aged care at home Cost of aged care at home Watching your ageing or frail parents or loved ones struggle with some of…

Aged Care reforms 1 July 2025 Aged Care reforms 1 July 2025 The Government has legislated changes to the cost of residential aged care, for…

Financial strategies for women over 50 Financial strategies for women over 50 Many women in their 50s are asking themselves: “How do I prepare for…

Winding up an SMSF Winding up an SMSF There are no prescribed steps for winding up an SMSF, however there are a number of specific…

Understanding the difference between ESG, ethical and green investing Understanding the difference between ESG, ethical and green investing For many investors, the promise of ESG…

Using the bucket strategy to make your money last longer Using the bucket strategy to make your money last longer How do you find the…

What assets can you have before losing your Age Pension? What assets can you have before losing your Age Pension? There are many benefits to…

Economic update February 2025 Economic update February 2025 Global The introduction of DeepSeek’s open-source R1 model shocked global markets in January, challenging our understanding of…

Pros and cons of Self Managed Super Funds (SMSFs) Pros and cons of Self Managed Super Funds (SMSFs) While self managed super funds are not…

What is a distribution? What is a distribution? A managed fund generates income from its investments – for example, through share dividends, interest on cash…

Nine bad habits of ineffective investors: common mistakes investors make Introduction In the confusing and often seemingly illogical world of investing, investors often make various…

Economic and market overview November 2024 Investors maintained a healthy risk appetite for much of October, which enabled major share markets to make further progress.…

A guide to active and passive investing A guide to active and passive investing Investment funds can be broadly split into two categories – active…

Mortgage versus super – a common dilemma Mortgage versus super – a common dilemma Conventional wisdom used to dictate Australians were better paying off their…

Is it worth salary sacrificing into super? Is it worth salary sacrificing into super? Let’s explore the ins and outs of salary sacrificing into your…

Asset allocation – what is it? What is asset allocation? Asset allocation is the process of dividing funds between different asset classes including cash, bonds,…

Artificial Intelligence (AI): what does it mean for investing? Artificial Intelligence (AI): what does it mean for investing? AI is revolutionising the world of investing…

Outliving your savings Outliving your savings While living a long and healthy life is a goal for most of us, it does raise a valid…

The First Home Super Saver Scheme (FHSSS): a handy guide for homebuyers The First Home Super Saver Scheme is a valuable initiative to help first-time…

What is risk appetite? Risk is about tolerating the potential for losses. Understanding your risk appetite allows you to make well-informed decisions about your money.…

Will cash remain king? Will cash remain king? Cash has been one of the best performing defensive assets over the past three years. When compared…

Are bonds a good investment? Are bonds a good investment? Let’s look at why you might consider including bonds in your investment portfolio and how…

Millions to get more Age Pension starting from 20 March 2024 Millions to get more Age Pension starting from 20 March 2024 Government Age Pension…

Economic and market overview Economic and market overview Encouragingly the International Monetary Fund (IMF) raised its global growth forecast for 2024, following ‘surprisingly resilient’ economic…

Make your money work harder – pitfalls to avoid If there’s one rule of thumb for investors to bear in mind, it’s that “if it…

What to do if you’re 55 and have no retirement plan Key takeaways Strategies for fast tracking your retirement savings nest egg, such as debt…

Super fund performance and unlisted assets Differences in the returns of various super funds have primarily been driven by whether the funds are invested in…

Should you fix your home loan? Key takeaways An understanding of the benefits of fixing your home loan, including payment stability, protection from rate hikes…

Understanding market volatility Many investors become concerned when volatility occurs in global financial markets – particularly about the impact on their superannuation and other investments.…

Three reasons to err on the side of optimism as an investor Introduction The “news” as presented to us has always had a negative bend,…

The importance of rebalancing an investment portfolio Investing is more than choosing different assets. It also involves managing your portfolio on an ongoing basis to…

Economic update November 2023 Economic update October was another difficult month for financial markets, partly reflecting an acceptance among investors that interest rates are likely…

Five facts about life expectancy   With the life expectancy of Australians increasing over the years, most of us can assume we’re going to live…

How to monitor carry-forward concessional contributions You may be eligible to make concessional contributions that are greater than the annual cap if you haven’t fully…

Are you getting the Age Pension you are entitled to? If you are receiving the Age Pension, recent changes to means testing for retirees could…

What is the retirement age in Australia? When will you be ready to retire?  There are two important ages you need to consider when thinking…

Aged Care – what is involved? Ageing is a natural part of life and just as we plan for early milestones like buying a home…

What you need to know about Downsizer contributions to super If you’re over 55 and looking to boost your retirement savings, you may be eligible…

3 golden rules that make saving for retirement easier If you’ve thought about how much money you need to save so you can retire comfortably, it…

How to save for retirement in your 40s By the time you’re in your 40s you’ll potentially be earning more money than you may have…

How to save for retirement How to save for retirement  Your 60s are the time in which you’re most likely to retire – according to…

Christmas spending tips Looking to avoid budget blowout this Christmas? Check out these tips for Christmas gifts that won’t break the bank. If you’d like…

Wondering what responsible investing is all about? You may have heard about socially responsible investing – or possibly sustainable investing. Whatever the name, here’s what…

What does climate change mean for your super balance? It’s impossible to ignore the issue of climate change in 2022. And certainly, if you’re invested…

Scams robbed Australians of more than $2 billion last year Australians lost a record amount of more than $2 billion to scams in 2021, despite…